Personal Debt Consolidation

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Financial Calculators from
Dinkytown.net

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*indicates required.

Credit card debt:

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Minimum Payments:

Use credit card minimum for payments

Credit Card Balance #1:*This entry is required.Enter an amount between $0 and $100,000

Interest rate:*This entry is required.Enter an amount between 0% and 30%

Payment:

Credit Card Balance #2:*This entry is required.Enter an amount between $0 and $100,000

Interest rate:*This entry is required.Enter an amount between 0% and 30%

Payment:

Credit Card Balance #3:*This entry is required.Enter an amount between $0 and $100,000

Interest rate:*This entry is required.Enter an amount between 0% and 30%

Payment:

Credit Card Balance #4:*This entry is required.Enter an amount between $0 and $100,000

Interest rate:*This entry is required.Enter an amount between 0% and 30%

Payment:

Credit Card Balance #5:*This entry is required.Enter an amount between $0 and $100,000

Interest rate:*This entry is required.Enter an amount between 0% and 30%

Payment:

Credit Card Balance #6:*This entry is required.Enter an amount between $0 and $100,000

Interest rate:*This entry is required.Enter an amount between 0% and 30%

Payment:

Credit Card Balance #7:*This entry is required.Enter an amount between $0 and $100,000

Interest rate:*This entry is required.Enter an amount between 0% and 30%

Payment:

Credit Card Balance #8:*This entry is required.Enter an amount between $0 and $100,000

Interest rate:*This entry is required.Enter an amount between 0% and 30%

Payment:

Credit Card Balance #9:*This entry is required.Enter an amount between $0 and $100,000

Interest rate:*This entry is required.Enter an amount between 0% and 30%

Payment:

Credit Card Balance #10:*This entry is required.Enter an amount between $0 and $100,000

Interest rate:*This entry is required.Enter an amount between 0% and 30%

Payment:

Auto loan debt:

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Other loans & installment debt:

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Personal Loan:*This entry is required.Enter an amount between $0 and $10,000,000

Interest rate:*This entry is required.Enter an amount between 0% and 30%

Payment:*This entry is required.Enter an amount between $0 and $100,000

Payments remaining:

Real-Estate Loan:*This entry is required.Enter an amount between $0 and $10,000,000

Interest rate:*This entry is required.Enter an amount between 0% and 30%

Payment:*This entry is required.Enter an amount between $0 and $100,000

Payments remaining:

Other Loan 1:*This entry is required.Enter an amount between $0 and $10,000,000

Interest rate:*This entry is required.Enter an amount between 0% and 30%

Payment:*This entry is required.Enter an amount between $0 and $100,000

Payments remaining:

Other Loan 2:*This entry is required.Enter an amount between $0 and $10,000,000

Interest rate:*This entry is required.Enter an amount between 0% and 30%

Payment:*This entry is required.Enter an amount between $0 and $100,000

Payments remaining:

Other Loan 3:*This entry is required.Enter an amount between $0 and $10,000,000

Interest rate:*This entry is required.Enter an amount between 0% and 30%

Payment:*This entry is required.Enter an amount between $0 and $100,000

Payments remaining:

Other Loan 4:*This entry is required.Enter an amount between $0 and $10,000,000

Interest rate:*This entry is required.Enter an amount between 0% and 30%

Payment:*This entry is required.Enter an amount between $0 and $100,000

Payments remaining:

New consolidated loan:

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Loan balance:*This entry is required.Enter an amount between $0 and $10,000,000

Payment:*This entry is required.Enter an amount between $0.00 and $100,000.00

Interest rate:*This entry is required.Enter an amount between 0% and 25%

Term:*This entry is required.

**FIG_GRAPHTITLE** Column Graph: Please view the report to see detailed calculation results in tabular form.

Time to Pay Off Debt

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**FIG_GRAPHTITLE** Column Graph: Please view the report to see detailed calculation results in tabular form.

Monthly Payment Comparison

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Definitions

New loan balance

The amount for your new consolidation loan. The default amount will be the total of all of your debts. You can increase of decrease this amount if you need to change the total amount of the loan.

New loan payment

The monthly payment for your new consolidation loan.

New loan interest rate

The Annual Percentage Rate (APR) that you will pay on your new consolidation loan.

New loan term

The term, in months, for your new consolidation loan.

Use minimum payment

If you checked the "use credit card minimum payments" box, your monthly payment is calculated as 4% of your current outstanding balance. With the "use credit card minimum payments" box checked, your monthly payment will decrease as your balance is paid down. This can greatly increase the length of time it takes to pay off your credit cards. Uncheck this box to enter your own monthly payment that will remain the same until your balance is paid in full.

(We calculate your minimum monthly payment as 4% of your current outstanding balance. While your actual minimum monthly payment may be slightly different, this is one of the most common methods used by credit card companies to calculate minimum payments.)

Credit Card Balance

Your total current balance for this credit card.

Credit Card Interest rate

The annual percentage rate you pay for this credit card. The rate you enter is used to calculate the interest on all future credit card payments. The length of time to pay off this credit card may be much greater than calculated if you enter a low promotional interest rate that is only good for a short period of time. NOTE: This calculator compounds all interest monthly.

Credit Card Payment

This is your initial monthly payment. If you checked the "use credit card minimum payments" box, your monthly payment is calculated as 4% of your current outstanding balance. With the "use credit card minimum payments" box checked, your monthly payment will decrease as your balance is paid down. This can greatly increase the length of time it takes to pay off your credit cards. Uncheck this box to enter your own monthly payment that will remain the same until your balance is paid in full.

Loan balance

Your total current balance for an installment loan.

Loan interest rates

The annual percentage rate you pay for this loan. Enter the current interest rate for this loan. This calculator assumes your rate will remain the same for the entire repayment period. We use this to calculate the interest you will pay on this loan and the number of payments that are remaining. NOTE: This calculator compounds all interest monthly

Loan payment

This is your monthly payment. Enter the actual monthly payment for your loan. We use this to determine your payment totals and to calculate the remaining payments.

Remaining loan payments

This is the calculated number of payments remaining for this loan. It is based on your current balance, payment and interest rate.