Selecting an Advisor

When you’re sitting across the desk from your financial planner, you need to:

• Know that they’re well qualified to be advising you
• Be able to understand what they’re talking about and why it’s important to you
• Trust that your best interests are their first and only priority
• Be able to rely on them to respond when you need advice fast

Questions you may want to ask us or any other financial advisor include:

• What are your qualifications?
• What experience do you have?
• What services do you offer?
• What is your approach to financial planning?
• Will you be the only person working with me?
• How will I pay for your services?
• How much do you typically charge?
• Could anyone besides me benefit from your recommendations?
• Are you regulated by any organization?
• Can I have it in writing?
• How will the recommended strategy help me reach my retirement goals?
• What risks are associated with the recommended strategy?
• How much will the recommended strategy cost me now, and in the future?
• Why are you recommending this investment?
• How does this investment fit with my retirement plan?
• What is the performance record of this investment?
• Are you receiving fees for the sale of this investment product? If so, how much?
• Will this investment alter my asset allocation?